These Terms of Service (“Terms”) govern your access to and use of the services provided by Find Me Auto Insurance (“Find Me Auto Insurance,” “we,” “our,” or “us”). By accessing, submitting information to, or using our services in any manner, you agree to be bound by these Terms.
If you do not agree, do not use our services.
2. Services
Find Me Auto Insurance operates as an insurance marketing and referral platform that connects consumers with licensed third-party insurance agents and carriers offering automobile insurance products (“Services”).
We do not underwrite insurance policies, set insurance rates, or guarantee coverage, pricing, or eligibility. All insurance products are offered solely by licensed insurance professionals and carriers.
We reserve the right to modify, suspend, or discontinue the Services at any time without notice.
3. User Eligibility
By using our Services, you represent that:
You are at least 18 years old
You are a resident of the United States
You are legally capable of entering into binding agreements
4. Consent to Contact & Automated Communications (IMPORTANT)
By submitting your information through Find Me Auto Insurance, you expressly consent to be contacted by Find Me Auto Insurance, its affiliates, and its partner insurance agents and providers using automated technology, including but not limited to:
Automatic telephone dialing systems (autodialers)
Artificial or prerecorded voice messages
SMS / MMS text messages
Ringless voicemail
Email communications
These communications may be made to any phone number you provide, including mobile numbers, even if you are on a federal or state Do-Not-Call list.
Consent is not a condition of purchase.
You understand that:
Message and data rates may apply
Contact frequency may vary
Calls or texts may be made for marketing, informational, or transactional purposes
Opt-Out: You may revoke consent at any time by replying STOP to any text message, using any opt-out mechanism provided, or contacting us directly. Reply HELP for assistance.
5. Acceptable Use
You agree not to:
Use the Services for unlawful, fraudulent, or abusive purposes
Misrepresent your identity or insurance needs
Interfere with or disrupt the Services or related networks
6. Fees
Consumers are not charged to use the Services unless expressly disclosed. Any fees paid to third-party insurance providers are governed solely by their terms.
7. Intellectual Property
All content, software, trademarks, and materials associated with the Services are owned by Find Me Auto Insurance or its licensors. You are granted a limited, revocable, non-transferable license to use the Services for personal, non-commercial purposes.
8. Privacy
Your use of the Services is governed by our Privacy Policy, which is incorporated by reference into these Terms.
9. Disclaimer of Warranties
The Services are provided “AS IS” and “AS AVAILABLE.” We make no warranties regarding availability, accuracy, eligibility, rates, or outcomes.
10. Limitation of Liability
To the maximum extent permitted by law, Find Me Auto Insurance shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Services or interactions with third-party insurance providers.
11. Indemnification
You agree to indemnify and hold harmless Find Me Auto Insurance and its affiliates from any claims, damages, or expenses arising from your misuse of the Services or violation of these Terms.
12. Termination
We may suspend or terminate access to the Services at any time, with or without notice, for any reason.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to conflict-of-law principles.
14. Dispute Resolution & Arbitration
Any dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration administered by the American Arbitration Association, conducted in Arizona. You waive any right to participate in a class action.
15. Third-Party Links
We are not responsible for third-party websites, insurance providers, or services linked through our platform.
16. Changes to Terms
We may update these Terms at any time. Continued use of the Services constitutes acceptance of the revised Terms.